Appraisal

Qualifications

Please check the New Qualifications for Appraiser Credentials below.

Certified Residential College Requirement Options:

1. Bachelor’s Degree, from an accredited college, in any field of study.
2. Associates Degree, from an accredited college, in a Focused Field of Study (Business Administration; Accounting; Finance; Economics; or Real Estate).
3. Successful Completion of 30 College Semester Credit Hours in ten, 3 semester hour courses, including: English Composition, Microeconomics, Macroeconomics, Finance, Algebra, Geometry, or Higher Mathematics, Statistics, Computer Science, Business or Real Estate Law, and two elective courses in: Accounting, Geography, Agricultural Economics, Business Management, or Real Estate.
4. Successful Completion of College Level Examination Program (CLEP) Exams Equivalent to 30 Semester Hours including: College Algebra, College Composition, College Composition Modular, College Mathematics, Principles of Macroeconomics, Principles of Microeconomics, Introductory Business Law, and Computer Science.
5. Any Combination of options #3 and #4 above That Includes All of The Topics Identified.

6. Experience "Opt Out" of College Requirements ONLY for Current Licensed Appraisers (if licensed for five (5) years), IF they also meet each of the following additional standards:

   • No Disciplinary Action Affecting the License within five (5) years.
   • Additional Appraisal (non College) Qualifying Education (50 Hours).
   • 1,500 Hours of Experience.
   • Passing the Certified Residential Exam.

Other Rules/State Requirements to remember:

• Experience hours toward Licensure are only recognized during the time when the individual was registered with the Division as a Trainee.
• Certified Residential Appraiser candidates must complete at least 500 experience hours, accummulated over at least 6 months during the time when the applicant is licensed as a State Licensed Appraiser.
• The Appraisal Board may not award credit for appraisal experience earned more than five years prior to the date of application.
• At least 50% of the appraisals submitted for experience credit shall be appraisals of properties located in Utah.
• Experience gained for work without a traditional client may qualify for experience hours but cannot exceed 50% of the total experience requirement.
• As to the first 35 residential appraisals or first 20 non-residential appraisals completed, as applicable to the license or certification being sought, the property inspection must include: - Measurement of the exterior of the property that is the subject of an appraisal; and - Inspection of the exterior of a property that is used as a comparable in an appraisal.
• An individual applying for certification as a Certified Residential Appraiser shall document at least 75% of the hours submitted from either the residential experience schedule (Appendix 1), or the mass appraisal schedule (Appendix 3).
• An individual applying for certification as a Certified General Appraiser shall document at least 1,500 experience hours from the general experience schedule (Appendix 2); or properties other than 1 – 4 unit residential properties identified in the mass appraisal schedule (Appendix 3).
• A maximum of 50% of required experience hours may be earned from appraisal of vacant land.
• Review appraisals shall be awarded experience credit when the appraiser performs technical reviews of appraisals prepared by employees, associates, or others, provided the appraiser complies with USPAP Standards Rule 3 when the appraiser is required to comply with the rule. The following credit shall be awarded for review of appraisals: desk review - 30% of the hours that would be awarded if a separate written review appraisal report were prepared, up to a maximum of 500 hours; and field review - 50% of the hours that would be awarded if a separate written review appraisal report were prepared, up to a maximum of 500 hours

Please see Rule R162-2g - Real Estate Appraiser Licensing and Certification Administrative Rules, for all rules and information.

To become an Appraiser Trainee an individual must:

1. Take 81 hours of required education from an approved education provider

   • Basic Appraisal Principles (30 hrs)
   • Basic Appraisal Procedures (30 hrs)
   • National USPAP Course (15 hrs)
   • Supervisory Appraiser and Appraiser Trainee Course (6 hrs)
2. Find a Trainee Supervisor. Supervisor must be a Certified Residential Appraiser or General Appraiser who is licensed, active, has completed the Supervisory Appraiser and Appraiser Trainee Course, and is in good standing with the state of Utah. Please see detailed supervisor requirements by selecting the Appraiser Trainee Supervisor button at the top.

3. Complete all sections of the Appraisal Trainee Registration Packet . This checklist will help you in submitting a complete application and is included with your registration form. Include all of the following with your application:

   • Checklist
   • Appraiser Trainee Registration
   • Appraiser Trainee Questionnaire
   • Appraiser Education Log
   • Education Certificates, including Supervisory Appraiser and Appraiser Trainee Course
   • Two fingerprint cards
   • Consent to Background Check
   • Certificate of Legal Presence
   • $145 non-refundable registration fee ($100 application fee, $40 fingerprint processing fee, and $5 RapBack fee)

To become a Licensed Appraiser an individual must:

1. Register with the Division as an Appraiser Trainee by completing the Appraiser Trainee Registration.
   Note: Appraiser Trainees must work under the direct supervision of a Certified Appraiser.

2. Take an additional 75 hours of required education (for a total of 150 non-duplicative hours) from our list of approved qualifying education providers & courses. Required courses are:

   • Residential Market Analysis and Highest & Best Use - 15 hrs
   • Residential Appraiser Site Valuation and Cost Approach - 15 hrs
   • Residential Sales Comparison and Income Approaches - 30 hrs
   • Residential Report Writing and Case Studies - 15 hrs

   These 4 residential courses may be substituted with the equivalent 4 general courses:

   • General Appraiser Market Analysis and Highest & Best Use - 15 hrs
   • General Appraiser Site Valuation and Cost Approach - 15 hrs
   • General Appraiser Sales Comparison Approach - 30 hrs
   • General Appraiser Report Writing and Case Studies - 15 hrs

3. Accumulate a total of at least 1000 experience hours within six months to five years, while registered as a Trainee. Document experience on the following forms:

   • Fee-Licensed Appraiser Experience Log (INSTRUCTIONS )
   • Mass-License Appraiser Experience Log (INSTRUCTIONS )

   Use these Experience Appendices Rules to determine the allowed number of hours for each completed appraisal.

   Note: Residential Appraiser Trainees must be accompanied by their supervisor on the first 35 interior/exterior inspections. General Appraiser Trainees must be accompanied by their supervisor for the first 20 inspections.

4. Apply to sit for the Licensed Appraiser exam by submitting to the Division:

   • Completed and signed Appraiser Application , including the application checklist
   • Completed Certification of Legal Presence .
   • Completed and signed Appraiser Education Log .
   • Completed and signed Appraiser Experience Log as indicated above.
   • $350 non-refundable fee.

   • Fee Appraisers
     After your application has been reviewed, the Division will request, via email, 4 sample appraisals from your experience log. In addition to true copies of these appraisal reports the candidate must provide copies of the complete work file, which includes (but is not limited to) a verification source for each comparable that has been used; e.g., a copy of the MLS printout (if that is the source), a copy of the closing statement (or some other public record), and colored photos of the subject and all comparables.

     Mass Appraisers
     At the time of application, Licensed Appraiser applicants whose experience is earned primarily through mass appraisal shall submit proof of having performed at least 65 hours of appraisals conforming to USPAP Standards 1 and 2; In addition to true copies of these appraisal reports the candidate must provide copies of the complete work file, which includes (but is not limited to) a verification source for each comparable that has been used; e.g., a copy of the MLS printout (if that is the source), a copy of the closing statement (or some other public record), and colored photos of the subject and all comparables.

     Please note that the confidentiality section of USPAP authorizes the disclosure of confidential information to state enforcement agencies. The reports you submit must not be altered in any way from the original format as submitted to your clients. Each appraisal must be signed by appropriate parties.

   Use these Experience Appendices Rules to determine the allowed number of hours for each completed appraisal.

   Note: Residential Appraiser Trainees must be accompanied by their supervisor on the first 35 interior/exterior inspections. General Appraiser Trainees must be accompanied by their supervisor for the first 20 inspections.

5. Upon receipt of written approval from the Appraisal Board, take and pass the Licensed Appraiser exam.

6. Upon passing the Licensed Appraiser exam, submit to the Division:

   • Completed and signed documentation of successfully passing the exam (issued at the testing center).
   • $125 non-refundable fee ($80 National Registry Fee, $40 Fingerprinting Fee, and $5 RapBack fee)

   Note: Incomplete applications will be returned to the applicant.

   Note: Licensed Appraisers may appraise non-complex 1-4 residential units with a value less than $1,000,000 and complex 1-4 residential units with a value less than $250,000.

   Note: Note: This Experience Review Form will be used by our Experience Review Committee to determine if you meet the qualifications to take the national licensing exam.

To become a Certified Residential Appraiser an individual must:

1. Be an active Licensed Appraiser in good standing.

2. Take the additional 50 hours of approved education (for a total of 200 non-duplicative hours) from our list of approved qualifying education providers and courses. Required qualifying education courses are:

   • Advanced Residential Applications and Case Studies - 15 hrs
   • Statistics Modeling and Finance - 15 hrs
   • Appraisal Subject Matter Electives - 15 hrs (This can be any approved qualifying education course that has not been used towards licensing previously. Course approval numbers start with an AQ)

3. Complete one of the following college requirement options:

   • Bachelor’s Degree, from an accredited college, in any field of study
   • Associates Degree, from an accredited college, in a Focused Field of Study (Business Administration; Accounting; Finance; Economics; or Real Estate)
   • Successful Completion of 30 College Semester Credit Hours in ten, 3 semester hour courses, including: English Composition, Microeconomics, Macroeconomics, Finance, Algebra, Geometry, or Higher Mathematics, Statistics, Computer Science, Business or Real Estate Law, and two elective courses in: Accounting, Geography, Agricultural Economics, Business Management, or Real Estate
   • Successful Completion of College Level Examination Program (CLEP) Exams Equivalent to 30 Semester Hours including: College Algebra, College Composition, College Composition Modular, College Mathematics, Principles of Macroeconomics, Principles of Microeconomics, Introductory Business Law, and Computer Science
   • Any Combination of options #3 and #4 above That Includes All of The Topics Identified
   • Experience "Opt Out" of College Requirements ONLY for Current Licensed Appraisers if licensed for five (5) years. (No Disciplinary Action Affecting the License within five (5) years)

4. Accumulate an additional 500 experience hours after becoming a Licensed Appraiser (for a total of 1500 experience hours) and have a minimum of 12 months work experience (six months after becoming Licensed Appraiser). Mass appraisers must have minimum of 24 months of work experience (twelve months after becoming Licensed Appraiser). Document experience on the following forms:

   • Fee-Certified Residential Experience Log (INSTRUCTIONS )
   • Mass-Certified Residential Experience Log (INSTRUCTIONS )

   Use these Experience Appendices Rules to determine the allowed number of hours for each completed appraisal.

   Note: At least 1125 experience hours must be residential.

5. Apply to sit for the Certified Residential Appraiser exam by submitting to the Division the following items along with the checklist :

   • Completed and signed Appraiser Application , including Certification of Legal Presence .
   • Completed and signed Appraiser Education Log .
   • Official, original college transcript (Unless Licensed Appraiser for 5 years).
   • Completed and signed Appraiser Experience Log as indicated above.
   • $350 non-refundable fee.

   • Fee Appraisers
     After your application has been reviewed, the Division will request, via email, 4 sample appraisals from your experience log. In addition to true copies of these appraisal reports the candidate must provide copies of the complete work file, which includes (but is not limited to) a verification source for each comparable that has been used; e.g., a copy of the MLS printout (if that is the source), a copy of the closing statement (or some other public record), and colored photos of the subject and all comparables.

     Mass Appraisers
     At the time of application, Certified Residential Appraiser applicants whose experience is earned primarily through mass appraisal shall submit proof of having performed at least 110 hours of residential appraisals conforming USPAP Standards 1 and 2; and including two of each of the following property types:

     • vacant residential or agricultural land;
     • two- to four-unit dwelling;
     • single-family unit; and
     • complex one to four unit residential dewllings;

     In addition to true copies of these appraisal reports the candidate must provide copies of the complete work file, which includes (but is not limited to) a verification source for each comparable that has been used; e.g., a copy of the MLS printout (if that is the source), a copy of the closing statement (or some other public record), and colored photos of the subject and all comparables.

     Please note that the confidentiality section of USPAP authorizes the disclosure of confidential information to state enforcement agencies. The reports you submit must not be altered in any way from the original format as submitted to your clients. Each appraisal must be signed by appropriate parties.

6. Upon receipt of written approval from the Appraisal Board, take and pass the Certified Residential Appraiser exam.

7. After completing the exam, submit to the Division:

   • Completed and signed documentation of successfully passing the exam (issued at the testing center).
   • $125 non-refundable fee ($80 National Registry Fee and $40 Fingerprint Processing Fee and $5 Rap back fee)

   Note: Incomplete applications will be returned to the applicant.

   Note: Certified Residential Appraisers may appraiser 1-4 residential units of any value or complexity but may not appraise subdivisions for which a development analysis/appraisal is necessary.

   Note: Note: This Experience Review Form will be used by our Experience Review Committee to determine if you meet the qualifications to take the national licensing exam.

To become a Certified General Appraiser an individual must:

1. Be an active Licensed Appraiser or Certified Residential Appraiser in good standing.

2. Take an additional 100 hours of required education (for a total of 300 non-duplicative hours) from an approved education provider and a bachelor's degree or equivalent from an accredited college or university. Required qualifying education courses are:

   • General Appraiser Market Analysis and Highest and Best Use (30 hrs)
   • General Appraiser Site Valuation and Cost Approach (30 hrs)
   • General Appraiser Sales Comparison Approach (30 hrs)
   • General Appraiser Report Writing and Case Studies (30 hrs)
   • General Appraiser Income Approach (60 hrs)

3. Accumulate an additional 2000 experience hours after becoming a Licensed Appraiser (for a total of 3000 experience hours) and have a minimum of 18 months work experience (12 months after becoming Licensed Appraiser). Mass appraisers must have a minimum of 24 months of work experience (18 months after becoming Licensed Appraiser). Document experience on the following forms:

   • Fee-Certified General Experience Log (INSTRUCTIONS )
   • Mass-Certified General Experience Log (INSTRUCTIONS )

   Use these Experience Appendices Rules to determine the allowed number of hours for each completed appraisal.

   Note: At least 1500 experience hours must be non-residential.

4. Apply to sit for the Certified General Appraiser exam by submitting to the Division the following items along with this checklist :

• Completed and signed Appraiser Application , along with Certification of Legal Presence .
• Completed and signed Appraiser Education Log .
• Official, original college transcript (Bachelor's degree or higher)
• Completed and signed Appraiser Experience Log as indicated above.
• $350 non-refundable fee.

• Fee Appraisers
  After your application has been reviewed, the Division will request, via email, 4 sample appraisals from your experience log. In addition to true copies of these appraisal reports the candidate must provide copies of the complete work file, which includes (but is not limited to) a verification source for each comparable that has been used; e.g., a copy of the MLS printout (if that is the source), a copy of the closing statement (or some other public record), and colored photos of the subject and all comparables.

  Mass Appraisers
  At the time of application, Certified General Appraiser applicants whose experience is earned primarily through mass appraisal shall submit proof of having performed at least 300 hours of appraisals from Appendix 2 conforming to USPAP Standards 1 and 2. In addition to true copies of these appraisal reports the candidate must provide copies of the complete work file, which includes (but is not limited to) a verification source for each comparable that has been used; e.g., a copy of the MLS printout (if that is the source), a copy of the closing statement (or some other public record), and colored photos of the subject and all comparables.

  Please note that the confidentiality section of USPAP authorizes the disclosure of confidential information to state enforcement agencies. The reports you submit must not be altered in any way from the original format as submitted to your clients. Each appraisal must be signed by appropriate parties.

5. Upon receipt of written approval from the Appraisal Board, take and pass the Certified General Appraiser exam.

6. After passing the exam, submit to the Division:

   • Completed and signed documentation of successfully passing the exam (issued at the testing center).
   • $125 non-refundable fee ($80 National Registry fee, $40 Fingerprint Processing fee, and $5 RapBack fee).

   Note: Incomplete applications will be returned to the applicant.

Note: Certified General Appraisers may appraise all types of real estate in Utah.

Note: Note: This Experience Review Form will be used by our Experience Review Committee to determine if you meet the qualifications to take the national licensing exam.

How do I become an Appraiser Trainee Supervisor?

Meet and understand criteria below and register via Trainee Appraiser Application.

Supervisory Appraisers provide a critical role in the mentoring, training, and development of future valuation professionals.

Roles And Requirements:

1. Supervisory Appraisers shall be responsible for the training, guidance, and direct supervision of the Trainee Appraiser by:

   • Accepting responsibility for the appraisal by signing and certifying the appraisal complies with USPAP;
   • Reviewing and signing the Trainee Appraiser appraisal report(s); and
   • Personally inspecting each appraised property with the Trainee Appraiser until the Supervisory Appraiser determines the Trainee Appraiser is competent to inspect the property, in accordance with the COMPETENCY RULE of USPAP for the property type. Utah Administrative Rule requires that Supervisory Appraisers personally inspect a minimum of 35 residential and/or 20 commercial properties with each Trainee.

2. Supervisory Appraisers shall be state-certified and in “good standing for a period of at least three (3) years prior to being eligible to become a Supervisory Appraiser. Supervisory Appraisers do not need to be state certified and in good standing in the jurisdiction in which the Trainee Appraiser practices for any specific minimum period of time. Supervisory Appraisers shall not have been subject to any disciplinary action—within any jurisdiction—within the last three (3) years that affected the Supervisory Appraiser’s legal eligibility to engage in appraisal practice. A Supervisory Appraiser subject to a disciplinary action would be considered to be in “good standing” three (3) years after the successful completion/termination of the sanction imposed against the appraiser.

3. Supervisory Appraisers must comply with the COMPETENCY RULE of USPAP for the property type and geographic location where the Trainee Appraiser is being supervised.

4. Whereas a Trainee Appraiser is permitted to have more than one Supervisory Appraiser, Supervisory Appraisers may not supervise more than three (3) Trainee Appraisers at one time.

5. An appraisal experience log shall be maintained jointly by the Supervisory Appraiser and the Trainee Appraiser. It is the responsibility of both the Supervisory Appraiser and Trainee Appraiser to ensure the experience log is accurate, current, and complies with the requirements of the Trainee Appraiser’s credentialing jurisdiction. At a minimum, the appraisal log requirements shall include:

   1. Type of property;
   2. Date of report;
   3. Address of appraised property;
   4. Description of work performed by the Trainee Appraiser and the scope of the review and supervision of the Supervisory Appraiser;
   5. Number of actual work hours by the Trainee Appraiser on the assignment; and
   6. The signature and state certification number of the Supervisory Appraiser. Separate appraisal logs shall be maintained for each Supervisory Appraiser, if applicable.

6. Supervisory Appraisers shall be required to complete a 6-Hour Utah specific course which is specifically oriented to the requirements and responsibilities of Supervisory Appraisers and Trainee Appraisers in Utah. The course is to be completed by the Supervisory Appraiser prior to supervising a Trainee Appraiser.

PLEASE NOTE: You must notify the Division of Real Estate with any addition or removal of Appraiser Trainees.

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